rates
As a not-for-profit financial institution, our priority is getting you the best rate possible on all our loans and on your investments. Check out our current rates below.
holiday loan specials
Good through 12/30/2021
Holiday Loan as low as 7.65% for 12 months. Maximum $3000 and not to be used to refinance existing TTCCU loans.
| Platinum | 7.90% | 7.65% with Automatic Payment |
| A | 8.65% | 8.40% with Automatic Payment |
| B | 9.40% | 9.15% with Automatic Payment |
| C | 11.40% | 11.15% with Automatic Payment |
| D | 16.40% | 16.15% with Automatic Payment |
| E | 19.40% | 19.15% with Automatic Payment |
member rates
As of August 31, 2021
Call Jenelle at 712-454-5008 for more information on Certificates and IRAs.
| Basic Share Account | Minimum $10 Balance $100 & over: 0.05% dividend @ 0.05% APY |
| Money Market Savings Account | Minimum Balance $1,000 - Minimum withdrawal $250. if balance is; $2,500 - $49,999.99 @ 0.10% APY on entire account. if balance is; $50,000 - $99,999.99 @ 0.20% APY on entire account. if balance is; $100,000 & above @ 0.30% APY on entire account. |
| IRA Accounts | No Minimum Balance $100 & over, paying 0.20% dividend @ 0.20% APY |
| Certificates | Minimum Deposit $1,000 6 month certificate: .20% dividend @ .20% APY 12 month certificate: 0.25% dividend @ 0.25% APY 24 month certificate: 0.35% dividend @ 0.35% APY 36 month certificate: 0.40% dividend @ 0.40% APY† 48 month certificate: 0.45% dividend @ 0.45% APY† 60 month certificate: .50% dividend @ .50% APY† † With two rate bumps: During the 36, 48 or 60 month initial terms, if the dividend rate increases for the same offered term of Share Certificates, you can request the rate increase. You are allowed to raise your rate for the term of your certificate two (2) times. |
*Rates subject to change. Minimum balance required. Call Telco Triad for details.
loan rates
As of August 31, 2021
Call your local branch to speak with our loan officers for details.
| Auto Loans | as low as 2.14% APR* |
| RV Loans | as low as 4.00% APR* |
| Boat Loans | as low as 3.14% APR* |
| FHA Home Improvement Loan | as low as 2.69% APR* |
| First Mortgage Loan | as low as 4.25% APR* for a 15 year term We also have rates for 20 and 25 year terms. Contact a Telco Triad Loan Officer today for details. |
| Home Equity Loan | as low as 2.69% APR* |
*Rates subject to change. Not everyone will qualify for the lowest rate. Reward-based lending applies. To receive this rate automatic payments must be set up.
credit card starting rates
| Gold Mastercard® | 9.9% APR* |
| Mastercard® | 11.9% APR* |
| VISA® | 11.9% APR* |
*Rates subject to change. Not everyone will qualify for the lowest rate. Reward-based lending applies.
contact
morningside
P: 712-276-0506
F: 712-276-0563
2550 Glenn Ave.,
Sioux City, IA 51106
spencer
P: 712-262-4194
F: 712-262-4195
24 W 4th St,
Spencer, IA 51301
denison
P: 712-263-8100
F: 712-263-4779
11 N 7th St,
Denison, IA 51442
