rates

As a not-for-profit financial institution, our priority is getting you the best rate possible on all our loans and on your investments. Check out our current rates below.

member rates

As of May 17, 2022


Call Jenelle at 712-454-5008 for more information on Certificates and IRAs.

Special 23 Month Share CertificateMinimum Balance $1,000

23 month certificate: 1.75% dividend @ 1.75% APY
Money Market Savings AccountMinimum Balance $1,000 - Minimum withdrawal $250.

if balance is; $2,500 - $49,999.99 @ 0.20% APY on entire account.
if balance is; $50,000 - $99,999.99 @ 0.30% APY on entire account.
if balance is; $100,000 & above @ 0.40% APY on entire account.
IRA AccountsNo Minimum Balance

$100 & over, paying 0.25% dividend @ 0.25% APY
IRA Share CertificatesMinimum Deposit $1,000

6 month certificate: 0.50% dividend @ 0.50% APY

12 month certificate: 0.55% dividend @ 0.55% APY
24 month certificate: 0.65% dividend @ 0.65% APY
36 month certificate: 0.70% dividend @ 0.70% APY†
48 month certificate: 0.75% dividend @ 0.75% APY†
60 month certificate: 0.80% dividend @ 0.80% APY†

† During the initial term, if the dividend rate increases on 36 month or 48 month IRA Share Certificates, you will be allowed to select that rate for the remaining term of your certificate.
CertificatesMinimum Deposit $1,000

6 month certificate: 0.50% dividend @ 0.50% APY

12 month certificate: 0.55% dividend @ 0.55% APY
24 month certificate: 0.65% dividend @ 0.65% APY
36 month certificate: 0.70% dividend @ 0.70% APY†
48 month certificate: 0.75% dividend @ 0.75% APY†
60 month certificate: 0.80% dividend @ 0.80% APY†

† During the initial term, if the dividend rate increases on 36 month, 48 month or a 60 month Share Certificates, you will be allowed to select that rate for the remaining term of your certificate.
Basic Share AccountMinimum $10 Balance
$100 & over: 0.05% dividend @ 0.05% APY

*Rates subject to change. Minimum balance required. Call Telco Triad for details.

loan rates

As of May 17, 2022

Call your local branch to speak with our loan officers for details.

Auto Loansas low as 2.64% APR*
RV Loansas low as 4.50% APR*
Boat Loansas low as 3.64% APR*
ATV/Jet Ski Loansas low as 7.20% APR*
FHA Home Improvement Loanas low as 3.325% APR* (no auto pay discount)
First Mortgage Loanas low as 3.625% APR* for a 15 year term
We also have rates for 20 and 25 year terms. Contact a Telco Triad Loan Officer today for details.
Second Mortgage Loanas low as 3.325% APR*

*Rates subject to change. Not everyone will qualify for the lowest rate. Reward-based lending applies. To receive this rate automatic payments must be set up. Any model year for Auto, RV, or Boat Loans with automatic payment set up. 

credit card starting rates

Gold Mastercard®9.9% APR*
Mastercard®11.9% APR*
VISA®11.9% APR*

*Rates subject to change. Not everyone will qualify for the lowest rate. Reward-based lending applies.

contact

Telco Triad Community Credit Union
712-252-4368
telcotriad@telcotriad.org

contact