rates
As a not-for-profit financial institution, our priority is getting you the best rate possible on all our loans and on your investments. Check out our current loan rates below.
our starting rates
(as of July 16, 2019)
Credit Card Rates
Gold MasterCard: 9.9% APR*
Premium MasterCard: 11.9% APR*
Premium VISA: 11.9% APR*
Loan Rates
Auto Loans: 3.99% APR*
FHA Home Improvement Loan: 5% APR*
Mortgage Loan: 5.375% APR* *Rate subject to term and risk-based lending principles.
Home Equity Loan: 4.39%* *6 year term, including balloon
Member Rates
IRA: .60% APR** IRA Passbook
Certificates of Deposit as high as: 2.75% APR**
Call Jenelle at 712-454-5008 for more information on Certificates and IRA's.
*Rates subject to change. Not everyone will qualify for the lowest rate. Risk-based lending applies. Call Telco Triad for details at 712-255-4368.
**Rates subject to change. Minimum balance required. Call Telco Triad for details at 712-255-4368.
contact
morningside
P: 712-276-0506
F: 712-276-0563
2550 Glenn Ave,
Sioux City, IA 51106
spencer
P: 712-262-4194
F: 712-262-4195
24 W 4th St,
Spencer, IA 51301
denison
P: 712-263-8100
F: 712-263-4779
11 N 7th St,
Denison, IA 51442
