rates

our starting rates

(as of December 22, 2020)   Credit Card Rates Gold MasterCard:    9.9% APR* MasterCard:            11.9% APR* VISA:                         11.9% APR* Loan Rates as low as Auto Loans:     2.39% APR* FHA Home Improvement Loan:  5.00% APR* Mortgage Loan:    5.375% APR* Home Equity Loan:   4.39%*  (6 year term, including balloon)        Call your local branch to speak with our loan experts for all details.

*Rates subject to change. Not everyone will qualify for the lowest rate. Reward-based lending applies. Call your local branch for details and set up an appointment.

  MEMBER RATES as of December 22, 2020 Regular Share and IRA Share Certificate Accounts   TERM                                      Anticipated Rates                                      Share Certificate                           ($1,000 and above)                             6 Month                                        .05% A.P.R. 12 Month                                        .10% A.P.R. 24 Month                                        .20% A.P.R. 36 Month**                                    .25% A.P.R. 48 Month**                                    .30% A.P.R.   **BUMP UP RATE   –   During the 36 or 48 month initial terms, if the dividend rate increases for the same offered term of Share Certificates, you can request the rate increase. You are allowed to raise your rate for the term of your certificate two (2) times.     Regular Share Minimum to Open/Maintain Account (One membership Share in regular account)           $ 10.00   Minimum Account Balance to Earn Dividends         $100.00   Anticipated Dividend Rates: effective 1-1-2021                .05%   Regular IRA Accounts Minimum Account Balance to Earn Dividends          $100.00   Anticipated Dividend Rates:  effective 4-1-2021                .20%   Call Jenelle at 712-454-5008 for more information on Certificates and IRA’s. **Rates subject to change. Minimum balance required. Call Telco Triad for details.