rates
As a not-for-profit financial institution, our priority is getting you the best rate possible on all our loans and on your investments. Check out our current rates below.
member rates
As of August 31, 2021
CLICK on the box to reveal the rate(s). Call Jenelle at 712-454-5008 for more information on Certificates and IRAs.
Minimum $10 Balance
$100 & over, .05% dividend @ .05% APY.
Minimum Balance $1,000 - Minimum withdrawal $250.
if balance is; $2,500 - $49,999.99 @ .10% APY on entire account.
if balance is; $50,000 - $99,999.99 @ .20% APY on entire account.
if balance is; $100,000 & above @ .30% APY on entire account.
No Minimum Balance
$100 & over, paying .20% dividend @ .20% APY
Minimum Deposit $1.000
6 month certificate: .20% dividend @ .20% APY
12 month certificate: .25% dividend @ .25% APY
24 month certificate: .35% dividend @ .35% APY
36 month certificate: .40% dividend @ .40% APY†
48 month certificate: .45% dividend @ .45% APY†
60 month certificate: .50% dividend @ .50% APY†
† with two bumps: During the 36 or 48 month initial terms, if the dividend rate increases for the same offered term of Share Certificates, you can request the rate increase. You are allowed to raise your rate for the term of your certificate two (2) times.
*Rates subject to change. Minimum balance required. Call Telco Triad for details.
loan rates
As of August 17, 2021
CLICK on the box to reveal the rate(s). Call your local branch to speak with our loan experts for all details.
as low as 2.14% APR*
as low as 4.00% APR*
as low as 3.14% APR*
as low as 2.69% APR*
as low as 3.75% APR* - 6 year term, including balloon
as low as 4.25% APR*
*Rates subject to change. Not everyone will qualify for the lowest rate. Reward-based lending applies. To receive this rate automatic payments must be set up.
credit card starting rates
*Rates subject to change. Not everyone will qualify for the lowest rate. Reward-based lending applies.
contact
morningside
P: 712-276-0506
F: 712-276-0563
2550 Glenn Ave.,
Sioux City, IA 51106
spencer
P: 712-262-4194
F: 712-262-4195
24 W 4th St,
Spencer, IA 51301
denison
P: 712-263-8100
F: 712-263-4779
11 N 7th St,
Denison, IA 51442
