credit cards
We'll work with you to find the right card for you. With two different types of cards, you can find the one that best fits your needs. Our great rates and low fees make it easier for you to do the things you want to do.
MasterCard Credit Cards
MasterCard Gold Rewards: 8.90% APR*
MasterCard Classic: 11.90% APR*
Not only do we offer great rates, but there are many great reasons to choose a Telco Triad credit card.
- NO Annual Fees
- NO Cash Advance Fees
- NO Balance Transfer Fees
*Rates subject to change. Not everyone will qualify for the lowest rate. See Telco Triad Loan Officer for details.
myCardInfo
Enroll in MyCardInfo and you can:
- Activate your new credit card
- Pay your credit card bill
- View and edit a personal profile and account information
- View real-time balance and statement information
- Request to increase your credit line
- Get service help
- Request additional cards for other family members
We've partnered with our friends at Velera to bring you easy access to your credit card information online.
If you could save money, wouldn't you?
Get a free assessment of your current home or auto loan and see how much you could save by refinancing with Telco Triad.
personal loans
Whether it’s a small loan to help you manage your debt or a loan to purchase the home of your dreams, we can help. Our loan experts will take the time to meet with you and find the right loan that fits your plans, and your budget. Our low interest rates allow you to get more out of your investment because we're here for you.
SOT OTP code terms and conditions for online transactions using your credit card
Please read these terms and conditions in their entirety to ensure that you fully understand prior to using this service. By using this service, you are agreeing to the terms and conditions listed below.
1. When making an online transaction that requires OTP, an OTP will be sent to the phone number or email registered in system. You must then enter this OTP to complete your transaction on your device’s screen when transacting online. Registration for OTP service is not required. If you are not able to enter the OTP, or authentication via this service fails, the merchant online will reject your card for this transaction. You agree that is not responsible for the rejection by such merchant to accept your card payments on this basis.
2. By using this OTP service:
a. You agree to provide your data required for the transaction authorization process in the use of this OTP service.
b. You agree to keep the confidentiality of your card number and personal information that you have entered for this service. If you give someone else your passcode, you will be responsible for all claims, losses and other consequences related to all transactions taking place using this service.
c. You understand that the OTP service can be used only for transactions at the online merchants that are enrolled in EMV 3DS.
d. You agree that the credit union is not liable for losses arising from your failure to comply with these terms and conditions.
e. You understand that messages and data rates may apply for using this service.
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